Need fast, flexible funding? You are in the right place. Below, we answer the most common questions about bridging loans in England and Wales. If you need more personalised guidance, speak to our team today.
A bridging loan is a short-term financing option used to “bridge the gap” between two financial transactions. It is ideal for businesses looking to:
Secure property quickly
Seize time-sensitive investment opportunities
Manage temporary cash flow shortfalls
Unlike traditional mortgages, bridging finance is faster, more flexible, and tailored to urgent needs.
Mallard Bridging offers loans strictly for business purposes only. This includes:
Property developers
Commercial landlords
Limited companies
Sole traders and partnerships (non-personal use)
Due to FCA regulations, we cannot lend for personal or consumer credit purposes—such as fixing a broken residential property chain.
We know speed matters. Mallard Bridging specialises in rapid approvals:
Indicative terms within hours
Funds released within days, subject to valuation, legal checks, and documentation
When time is money, we do not waste yours.
Our bridging loan interest rates vary based on:
Loan size
Risk profile
Term length
Speed of transaction
We offer competitive, tailored quotes. Apply now for a a custom rate.
No. We believe in transparency. There are no application fees when you apply for a bridging loan with us.
To get started, you will need:
Details of the property offered as security
Information on any existing loans on the property
A clear exit strategy (how you plan to repay the loan)
Additional documentation may be required depending on the nature of your loan and risk profile.
Do not wait. Our team is ready to help you unlock funding quickly and efficiently.
